Ops see what I mean these just popped up after I sent you the reply. I have seen more and more lately vs 10-12 years ago posting loans 1-3/4 are bouncing, not going higher amounts like others, etc. Has it changed from years ago yes, it is different. I could almost like clockwork knowing I would receive an offer between 70-75%. That was 4 to 5 years ago. If my business was growing my offers did as well. Now, a good group of regular older users stick around and help out but more importantly watch the trends. This forum site has great users and they are not going to read you a script! This past year square has grown and more people switched to it. The volume and number of loans are up every quarter. Unfortunately, it's such a small % that post here so we don't always see it. I'm seeing a higher % paid back, the same offer as the prior 1st, 2nd offer lower (sales doubled) 3rd slightly higher than the last offer. Shareholders want to know what and where their money is. All lenders even banks and credit unions are holding onto the money tight. The market is up and staying pretty steady, interest rates didn't go up and those are all great things for lending. Hopefully, very soon things will open up!
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