So, I'm not the only one discouraged with Square Loans in 2026. I am expanding my business and am trying to get it all done before folks start seriously vacationing. I'm a groomer and about to open boarding. I have used all the funding I personally put aside for the project and am now in need of additional funding to finish the work. I will be missing out on good cash flow if I can't finish this soon. I have been waiting for a new offer. Last time I was at 66%, currently sitting at 67%, yes, I know that isn't a big difference yet. But reading some of the other concerned thread posts is a bit nerving.  I am so tired of feeling like I am stuck. I don't feel like Square is transparent enough. They say they can't manually override the algorithm. Um, every computer has a manual override. I love Square's payroll and savings. I use the savings mostly for lease payments. I think about switching processors because of this reason. But I have been with Square since 2011 and hate to start over with someone new and have to "build" that relationship all over again. You would think with that length of time and being all green all the time that they would take care of those existing customers that have stellar marks. It's depressing.  ... View more