Square loans 2026

[moxiemavenandco]

Hi! I am currently @ 49% paid of my 8th loan with square. Typically offers have come in at around 50-60% since. I have seen a few people mentioning that they now do a soft credit pull and am wondering if this pertains to personal credit or business credit? 

[Abby_M · Accepted solution]

Hi @moxiemavenandco 

Appreciate you taking the time to post.

New offers are not automatically extended when a certain percentage of an existing loan is repaid, but your business may become eligible for a new offer when your existing plan is closer to being repaid. This timing helps to ensure a significant portion of a new loan can be used to reinvest in your business directly rather than repaying your existing loan balance.

Keep in mind that we can’t guarantee that another offer will be extended before or after the current plan is complete. Repaying your existing plan does not guarantee that your business will be eligible for another offer.

Don’t hesitate to contact us directly if you have further questions or concerns.

[OceanHills]

Thanks! It's probably a glitch but still hopeful. 

I'm curious about the credit card? Did that pop up randomly? 

[locksmithnick]

I’ve had it since November 2024. I believe it was random. 

[BiB]

I had it pop up in January of "you're on the list" and to wait for an offer but nothing other than that.

[Twpchair]

Mine did around 5:38 pm, I’m normally 1-2 pm. It’s not unusual to be off after the holidays. Good luck to you and everyone waiting!

[BiB]

Mine updated at 8:58pm.

[Srachurros2]

Update with my few locations 

1st - 69% received an offer almost 2 months ago. 
2nd -85% no offer (sales are up)

3rd- 94% no offer (consistent ) 

4th- 72% no offer ( sales are up) 

5th - 63% no offer ( sales are up) my busiest 

If I’ll compare it on the past loans,on these paid off percentage in each stores? 
I should get offers by now.. 

each stores have different characteristics.

couple of them experience the glitch yesterday the others didn’t. 
if all of these stores don’t get any offer soon? That will be so interesting.. 

square need to at least get it together

i hope some of yall get some offers..we want to know for good vibes 🫶

[Papaya]

Hi @Srachurros2 

Thank you for providing this update!

Keep in mind, when determining eligibility, each location is regularly evaluated for loan offers based on many different factors, including each location’s history with Square and its payment processing volume. Each offer will be tied directly to the card processing from each individual location with a maximum of one loan offer per eligible location.

Don’t hesitate to contact us directly if you have further questions or concerns.

[locksmithnick]

Mine updated at 1:11am

[BiB]

😳