Solved: Re: December 2025 Square Loans - Page 13

beautyspabrow

This is my 18th loan with square, these loans have helped build my business tremendously since 2019. my lowest offer being 2100 to now paying off my highest of 38,900 - 80% paid off - always early pay off before the due date metrics.. I know the usual square verbiage "no guarantee of an offer, must be 3/4th paid for any hopes" etc.. just wondering if anyone please in similar shoes as me, has seen an offer in December yet? I desperately need this holiday boost , all metrics green and I could almost swear id have one by now .. usually I hit from lowest 54% to highest 87% but majority have been BEFORE hitting 80%... getting anxious. Anybody getting a loan recently?

Abby_M

Hi @beautyspabrow

Thanks for posting on the Seller Community.

We appreciate your loyalty when choosing to partner with Square for your past business loans. We understand that not being immediately eligible can be frustrating, but we are unable to override the automatic review process. Offers are based on many business factors including, but not limited to, your current payment processing volume, your customer mix, and your Square account history. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan

If you have any other questions, please feel free to contact us directly!

Abby_M
Square Loans Team
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This is a service email from Square Financial Services, Inc., a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc, a Utah-Chartered Industrial Bank, Members FDIC.

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Twpchair

I wasn’t open today but on a holiday I am usually a few hours behind. I usually update around 1-3 by 5 or 6 pm I will or would have if opened.

Tammi
Owner of The White Pallet Chair
Square Champion, Expert and Advisor

Tinymoon

79% all green (6k+ paid) - still nothing. This will be my 5th loan if offered. Hoping for at least 8k, but from reading everybody’s post I doubt it.

Srachurros

No update on my end. We have a very busy December. 100% paid off but nothing triggers a new offer.
it sucks. But I guess no one can ever figure Square out.

JonKT

I just received one today.

Srachurros

Congratulations, how many percent you paid off? And it’s higher or lower? If you don’t mind me asking

JonKT

at 88%. Wayyy lower

NicholeK2

We received one today, thank you square! You are helping us open our second location!!!

BiancaAlexandra

If you dont mind me asking, what percentage were you at?

NicholeK2

71%

BiancaAlexandra

Congrats! Was the offer more or less than the one you paid off?

NicholeK2

It was slightly under, but not by much. I wish everyone all good things and hope that square comes through for you soon!!!!!

Twpchair

Congratulations 🎉 and thank you for the update!

Tammi
Owner of The White Pallet Chair
Square Champion, Expert and Advisor