Solved: Re: December 2025 Square Loans - Page 12

beautyspabrow

This is my 18th loan with square, these loans have helped build my business tremendously since 2019. my lowest offer being 2100 to now paying off my highest of 38,900 - 80% paid off - always early pay off before the due date metrics.. I know the usual square verbiage "no guarantee of an offer, must be 3/4th paid for any hopes" etc.. just wondering if anyone please in similar shoes as me, has seen an offer in December yet? I desperately need this holiday boost , all metrics green and I could almost swear id have one by now .. usually I hit from lowest 54% to highest 87% but majority have been BEFORE hitting 80%... getting anxious. Anybody getting a loan recently?

Abby_M

Hi @beautyspabrow

Thanks for posting on the Seller Community.

We appreciate your loyalty when choosing to partner with Square for your past business loans. We understand that not being immediately eligible can be frustrating, but we are unable to override the automatic review process. Offers are based on many business factors including, but not limited to, your current payment processing volume, your customer mix, and your Square account history. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan

If you have any other questions, please feel free to contact us directly!

Abby_M
Square Loans Team
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This is a service email from Square Financial Services, Inc., a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc, a Utah-Chartered Industrial Bank, Members FDIC.

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Minion

HI @Moody

Congrats on paying off your loan. If it was a manual payment for the last payment I believe it will take about 10 business days to clear and the algorithm to kick back in before potentially being eligible again. As for the eligibility factors page not displaying properly, you can try to access it in a different browser or in incognito mode to see if it is simply a cache issue with your current browser. If that doesn't work you may need to get in touch with support to put a ticket in.

Dan
Square Champion
Check out Square support center for additional help.

JonKT

Restaurant business here. I’m currently paying off my 7th loan and am at 87% paid. All eligibility factors are green. My processing volume is about $88K since December of last year. I’ll keep you updated once I receive the offer email

MJM33

When you do, I'm curious to see if they offer you higher. I haven't seen anyone receive a higher offer in months.

JonKT

6th loan was 9K 7th was 6K.

Twpchair

The first of December and the 3rd if I remember correctly both were hold outs from a lower offer than the previous one. Was a good size offer and the other was 3-4k higher roughly. That was it.

Tammi
Owner of The White Pallet Chair
Square Champion, Expert and Advisor