Solved: December 2025 Square Loans - Page 5

beautyspabrow

This is my 18th loan with square, these loans have helped build my business tremendously since 2019. my lowest offer being 2100 to now paying off my highest of 38,900 - 80% paid off - always early pay off before the due date metrics.. I know the usual square verbiage "no guarantee of an offer, must be 3/4th paid for any hopes" etc.. just wondering if anyone please in similar shoes as me, has seen an offer in December yet? I desperately need this holiday boost , all metrics green and I could almost swear id have one by now .. usually I hit from lowest 54% to highest 87% but majority have been BEFORE hitting 80%... getting anxious. Anybody getting a loan recently?

Abby_M

Hi @beautyspabrow

Thanks for posting on the Seller Community.

We appreciate your loyalty when choosing to partner with Square for your past business loans. We understand that not being immediately eligible can be frustrating, but we are unable to override the automatic review process. Offers are based on many business factors including, but not limited to, your current payment processing volume, your customer mix, and your Square account history. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan

If you have any other questions, please feel free to contact us directly!

Abby_M
Square Loans Team
Sign in and click Mark as Best Answer if my reply answers your question.

This is a service email from Square Financial Services, Inc., a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc, a Utah-Chartered Industrial Bank, Members FDIC.

View Solution >

Hasay

No nothing for me yet I’m shocked to be honest

BanbaCreations

Hi, new here but I've been stalking this thread hoping for some good news. I paid off my first loan this week - no other offers. All of my stats are in the green - but my sales numbers have been lower since October. Every other vendor I talk to says theirs have been down too this year. Perhaps that's why Square is offering fewer loans? Spending in general is way down this year.

Abos10

Hello! New here. Ive been watching this thread since it started. Im patiently waiting. Im at 82% now and I've normally gotten an offer at 75% or just over, and nothing yet. My numbers and everything are good. Just paying it down. Hoping to get something before Christmas. Fingers crossed! Good luck everyone, and congratulations to those who have received an offer.

beautyspabrow

Sadly nothing yet I believe only two people have received in this feed it is so very discouraging wow

Srachurros

I’m 96% and no offer yet. And we are on our peak right now because my store is inside the mall. The algorithm is really interesting. I’ll let yall know if I will get some offer. I think I will paid this loan off today or until tomorrow

Hasay

Just an update I got an offer today I was at 92% paid this will be my 13th loan and it’s been exactly a year from my last loan it’s $900 more then my last loan so they are still giving them

kacey_k

Congratulations!!!!

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

beautyspabrow

Glad to hear that congratulations

Hasay

Thank you hopefully yours is coming but I honestly never waited this long

asecondpeek

78% and patiently (trying anyway!) waiting so I can start an expansion! May 2026 be the best year yet for all of you 😊

WalleFightShop

Im at 73% on my second loan, patiently waiting on my 3rd offer all metrics are green and im way ahead of schedule on paying it back, ive been selling like crazy since the month started but Nothing yet. Any advice?