Solved: Re: December 2025 Square Loans - Page 5

beautyspabrow · ‎12-03-2025

This is my 18th loan with square, these loans have helped build my business tremendously since 2019. my lowest offer being 2100 to now paying off my highest of 38,900 - 80% paid off - always early pay off before the due date metrics.. I know the usual square verbiage "no guarantee of an offer, must be 3/4th paid for any hopes" etc.. just wondering if anyone please in similar shoes as me, has seen an offer in December yet? I desperately need this holiday boost , all metrics green and I could almost swear id have one by now .. usually I hit from lowest 54% to highest 87% but majority have been BEFORE hitting 80%... getting anxious. Anybody getting a loan recently?

Abby_M

Hi @beautyspabrow

Thanks for posting on the Seller Community.

We appreciate your loyalty when choosing to partner with Square for your past business loans. We understand that not being immediately eligible can be frustrating, but we are unable to override the automatic review process. Offers are based on many business factors including, but not limited to, your current payment processing volume, your customer mix, and your Square account history. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan

If you have any other questions, please feel free to contact us directly!

Abby_M
Square Loans Team
Sign in and click Mark as Solution if my reply answers your question.

This is a service email from Square Financial Services, Inc., a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc, a Utah-Chartered Industrial Bank, Members FDIC.

View Solution >

kacey_k

We are there together!! By next week I’ll be debt free with mine paid off and you’re one step closer to full loan next time!!!!

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution.

beautyspabrow

Anybody get any good news this weekend yet?

kacey_k

I just received one it’s my lowest one yet.

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution.

beautyspabrow

congratulations please share more details, percent paid of, amount difference, were you updated for the day already?

kacey_k

If you go look back I was 90% paid off on my 3rd loan.

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution.

kacey_k

I had updated already for the day, 90% paid off on 3rd loan. Deposited into my square account within 5 minutes. Smallest loan offer and is on the short term loan one I’m assuming. I have bad service currently and need to look better

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution.

selectorseattle

Congrats! Even though it was low, you got something. They must be keeping things tight over there in the loans department.

Hasay

No nothing for me yet I’m shocked to be honest

BanbaCreations

Hi, new here but I've been stalking this thread hoping for some good news. I paid off my first loan this week - no other offers. All of my stats are in the green - but my sales numbers have been lower since October. Every other vendor I talk to says theirs have been down too this year. Perhaps that's why Square is offering fewer loans? Spending in general is way down this year.

Adalynn

Hi @BanbaCreations !

I noticed you recently made a manual payment to pay off your loan. Once the payment has been submitted it takes up to ten business days for payment confirmation, and to review your account for new loan offers.

Unfortunately we can't expedite this timeframe but if you become eligible in the future we will definitely let you know!

Reach out if you have any questions!

Adalynn
Square Loans Team
Sign in and click Mark as Best Answer if my reply answers your question.

This is a service email from Square Financial Services, Inc., a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc, a Utah-Chartered Industrial Bank, Members FDIC.

beautyspabrow

Could you please let me know what's going on with my account too

Adalynn

Hi @beautyspabrow !

I took a look at your account and see your open loan. We can’t guarantee that another offer will be extended before or after the current plan is complete.

However, we will continue to review your account daily for loan eligibility. If you become eligible, we will let you know!

Let me know if there is anything else I can assist with!

Adalynn
Square Loans Team
Sign in and click Mark as Best Answer if my reply answers your question.

This is a service email from Square Financial Services, Inc., a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc, a Utah-Chartered Industrial Bank, Members FDIC.

MPAV

Can you maybe llookm at my account and tell me why I am unable to view the eligibility factors page anymore I have asked multiple times but everytime you all dont actually answer my question you tell me im ineligible for a loan which I already know I NEED TO KNOW WHY IO CANNOT VIEW THE ELIGIBILITY FACTORS PAGE that I used to be able to view byb going to my dSHBOARD THEN loans then clicking the view more details link where it shows im not eligible currently when I used to click that itr loaded an eligibility factors page but ity doesnt do thAT anymore??

MPAV

Also I was toild by phone support yesterday thatr the computer hasnt beenb checking my acct for eligibility as the system doesnt show any updates to my eligibility for quite some time he told me on the pohone so how can I get the system to sstart checking my acct again like its supposed to be doing?

BanbaCreations

Thank you. I did receive a confirmation today that my loan has been paid in full - no offer yet but good to see it's been noted.

kacey_k

I learned the hard way on my very first loan to not manually pay it off cause that’s immediately 10 days wait.

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution.

Abos10

Hello! New here. Ive been watching this thread since it started. Im patiently waiting. Im at 82% now and I've normally gotten an offer at 75% or just over, and nothing yet. My numbers and everything are good. Just paying it down. Hoping to get something before Christmas. Fingers crossed! Good luck everyone, and congratulations to those who have received an offer.

beautyspabrow

Anything yet?

Abos10

I did actually get one a less than 5 days ago I believe. I literally wrote on here, made sure everyone paid with card and checked everything on my account everyday. I highly doubt that triggers anything, but I'm leaving it alone and counting my blessings.

kacey_k

I got my offer Saturday at 92% on my 3rd loan. Only thing I did differently is set up recurring transfer. It was the smallest offer to date however, but I needed it to stock up on my holiday gift boxes etc. it will be paid back super fast!! Also had it in my square bank account in less than 5 min.

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution.

beautyspabrow

Sadly nothing yet I believe only two people have received in this feed it is so very discouraging wow