Solved: Re: December 2025 Square Loans - Page 4

beautyspabrow

This is my 18th loan with square, these loans have helped build my business tremendously since 2019. my lowest offer being 2100 to now paying off my highest of 38,900 - 80% paid off - always early pay off before the due date metrics.. I know the usual square verbiage "no guarantee of an offer, must be 3/4th paid for any hopes" etc.. just wondering if anyone please in similar shoes as me, has seen an offer in December yet? I desperately need this holiday boost , all metrics green and I could almost swear id have one by now .. usually I hit from lowest 54% to highest 87% but majority have been BEFORE hitting 80%... getting anxious. Anybody getting a loan recently?

Abby_M

Hi @beautyspabrow

Thanks for posting on the Seller Community.

We appreciate your loyalty when choosing to partner with Square for your past business loans. We understand that not being immediately eligible can be frustrating, but we are unable to override the automatic review process. Offers are based on many business factors including, but not limited to, your current payment processing volume, your customer mix, and your Square account history. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan. At this time, we can’t predict if or when your business may be eligible for an additional Square Loan

If you have any other questions, please feel free to contact us directly!

Abby_M
Square Loans Team
Sign in and click Mark as Best Answer if my reply answers your question.

This is a service email from Square Financial Services, Inc., a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc, a Utah-Chartered Industrial Bank, Members FDIC.

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kacey_k

I’ve been monitoring it as well and if others are getting loans they aren’t posting or even know this forum exists. I’m currently 83% paid off on my 3rd loan and will be at 100% by Saturday. Only time it’s taken this long before was between my 1st-2nd loan. I’ve been wanting to go down to 2 days a week so I just chalked it up to maybe the universe is setting me up to be able to do that by paying this loan off in full 😂

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

beautyspabrow

Exactly how I feel well atleast if I don't get this loan I'll be closer to being debt free lol

kacey_k

Exactly that’s my way of thinking everything happens for a reason, right?

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

beautyspabrow

I will definitely update, I'm at 84 percent now I turn another percent almost every day high volume over 4 digits daily everything GREEN no offer in sight

Hasay

Yes I will update also if I get an offer

Breebree89

Well I’m at 78% paid back. Usually I have an offer by now. So I’m in the same boat as everyone else waiting. I’ve sadly been relying on this loan to come through but I don’t think that’s happening. I will say the last 2 loans I got came in around lunch time on Friday. So hopefully I get something tomorrow. 🤞🏽 Hope you one soon as well.

Bbonhage

Any good news today, my hopeful friends???

kacey_k

Nothing here

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

Hasay

Nothing for me I’m at 91% paid off for my 12th loan and have never waited this long

kacey_k

I’m now just paying back the fee on a $2500 loan, actually less than my fee. I have paid this loan back faster than I did my first one that I paid 100% off!! Soon I’ll be debt free at least!!!! New Year Debt Free is something I have to look forward too now that I’m not getting anymore offers!!!!

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

Bbonhage

That’s awesome! Congratulations! At least some good news❤️

beautyspabrow

Still nothing down to my last 6000 left out of 42,000 after fees.. I am so sad that I may have to just reconsider these loans all together. I truly needed the boost and now it feels like it's never coming

kacey_k

I am just paying my fees at this point! I’ve completely shifted my thinking to once this is paid off (next week) I’ll be 100% debt free. That alone makes me happy and beyond grateful.

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

BoBos228800

I’ve been sitting in the 90’s (I’m at 99% now) for a couple weeks and still to this point nothing

kacey_k

We are there together!! By next week I’ll be debt free with mine paid off and you’re one step closer to full loan next time!!!!

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

beautyspabrow

Anybody get any good news this weekend yet?

kacey_k

I just received one it’s my lowest one yet.

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

beautyspabrow

congratulations please share more details, percent paid of, amount difference, were you updated for the day already?

kacey_k

If you go look back I was 90% paid off on my 3rd loan.

Square Champions Expert and member of the Square Champions group. (But NOT a Square employee, just a seller like you) Was my post helpful? Take just a moment to mark it as a solution. Marked solutions help other sellers find possible resolutions to similar problems.

kacey_k

I had updated already for the day, 90% paid off on 3rd loan. Deposited into my square account within 5 minutes. Smallest loan offer and is on the short term loan one I’m assuming. I have bad service currently and need to look better

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selectorseattle

Congrats! Even though it was low, you got something. They must be keeping things tight over there in the loans department.