December 2025 Square Loans

[beautyspabrow]

This is my 18th loan with square, these loans have helped build my business tremendously since 2019. my lowest offer being 2100 to now paying off my highest of 38,900 - 80% paid off - always early pay off before the due date metrics.. I know the usual square verbiage "no guarantee of an offer, must be 3/4th paid for any hopes" etc.. just wondering if anyone please in similar shoes as me, has seen an offer in December yet? I desperately need this holiday boost , all metrics green and I could almost swear id have one by now .. usually I hit from lowest 54% to highest 87% but majority have been BEFORE hitting 80%... getting anxious. Anybody getting a loan recently?

[Lemoncircle]

I don’t have a bank account connected to the loans section, any loans get deposited into my square checking.

[kacey_k]

I am the same as you I used to have a bank account linked but no longer do it’s all square checking! 

[kacey_k]

Each loan I’ve had has been on the weekend and I’ve had my funds within 30 min. 

[kacey_k]

I’ve always had the money in my square bank account within 30 min! Congratulations!!!!! 

[Lemoncircle]

Any offer i’ve ever received on a weekday has been processed and deposited into less than an hour. This is the first time i’ve had a weekend offer and it process and deposit quickly. I’m not mad at it though.

[beautyspabrow]

Ok this is hopeful, I really am praying for an offer. All my offers for the past three years have been Saturday nights or Sundays so this sounds on track 

[kacey_k]

My dashboard updated at 2:41 and shows “needs improvement” on weekly sales however when I check it’s up by 65% so it needs to update again and I believe I would get an offer. I’m at 91% now on 3rd loan 

[beautyspabrow]

How much was your offer for if you don't mind sharing more details? Was it higher than your last offer? 

[beautyspabrow]

Any updates today my good people? Square, I ask if you see this. Please help me out my business desperately needs a new offer, always in green sales always high please help friends. 

[kacey_k]

I am there with ya!!!!

[selectorseattle]

Came here wondering the same thing, has anyone gotten an offer in December? I'm on 2nd loan, 86% paid off, really hoping an offer pops up. I'm starting to think Square is not offering any more loans in 2025 maybe. Bummers if not...

[Tinymoon]

71% paid off on my 5th loan. Still patiently waiting too. 

[Kemonroe]

What drives me crazy is how there is literally no rhyme or reason. Last loan was my 4th & I got the offer at 48 %. Now I’m at 51% just waiting for who knows how long 

[kacey_k]

Kinda same for me…my 3rd offer (current) came in under 60% and now at 91% and will be paid off this week for sure and nothing! 

[Hasay]

I have had so many loans with square and love square but have never had to wait this long for an offer I’m at 89 % paid on a 31k loan and it really sucks not knowing .  Everything green and still no offer 

[kacey_k]

I will stand firm when I say I wish Square did offers after 100% paid off!! I hate inconsistency more than anything and not just square loans, life in general. Hopefully soon we will have a more clear idea on loans!! But for now…we are at the hands of the wonderful algorithm 😂😂 

[StevenCheech]

I have always had to finish paying off my loans before new offers arrive. Not sure how you've gotten that ability! 

[Lizallucy]

Hii

im currently on my 4th square loan. I was in the same boat as you all with waiting and wondering . I received my offer when I was 83% paid off on my existing loan.  Usually I got offers at 75%. This loan was much lower than my previous loan .. but I was happy to receive it ! I got the offer on a Sunday . I believe you will all get an offer soon! 🙏  

[beautyspabrow]

Congratulations that's a blessing if you don't mind me asking when did you get your offer?

[Lizallucy]

Thank you.  I got it on December 1st  and I was at 83% paid off on my last loan. **Correction this is my 5th loan. 

[kacey_k]

Thank you!!!