How to receive inbound deposit to my Square checking account from my customers?

[joycesyi]

Hi, if my customer doesn't want to pay me by credit card, the customer wants to pay directly from his checking account. how do I received funds to my Square checking account?

He wants to wire me the payment, but I just have the routing number and account number, there are other information that is missing when he wires, such as bank name, bank address, etc. So how do I receive funds from the customer if the customer wants to pay from his bank account directly? 

[VanKalkerFarms]

You can accept bank payments via ACH payments

https://squareup.com/us/en/payments/ach-payments

[joycesyi]

I read your link. It looks like I must send the invoice link to the customer and then customer pay via ACH through that link. My question is can I not send anything to customer and just give them the routing number and acct number, so that they can transfer payment to me on their own by logging into their bank account? 

[VanKalkerFarms]

you could do that with your bank information but that wouldn't be accepting payments thru Square, which is fine as long as you keep track of the payments.  You would have to mark their receipt or invoice as paid with cash or other payment for record keeping.  You'd have to ask your customer what info they need from you and your bank account.  I haven't accepted bank to bank outside of Square so I'm not sure.