Solved: Re: Square loans 2026 - Page 7

moxiemavenandco · ‎01-22-2026

Hi! I am currently @ 49% paid of my 8th loan with square. Typically offers have come in at around 50-60% since. I have seen a few people mentioning that they now do a soft credit pull and am wondering if this pertains to personal credit or business credit?

Abby_M · ‎01-23-2026

Hi @moxiemavenandco

Appreciate you taking the time to post.

New offers are not automatically extended when a certain percentage of an existing loan is repaid, but your business may become eligible for a new offer when your existing plan is closer to being repaid. This timing helps to ensure a significant portion of a new loan can be used to reinvest in your business directly rather than repaying your existing loan balance.

Keep in mind that we can’t guarantee that another offer will be extended before or after the current plan is complete. Repaying your existing plan does not guarantee that your business will be eligible for another offer.

Don’t hesitate to contact us directly if you have further questions or concerns.

Abby_M
Square Loans Team
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Twpchair

Here we go!!! 1 more down. It can take 1-3 days, depending on the day of the week and the time you received it. Just watch your dashboard; if no information is needed, it's just a tad behind. There's been a big push! Congratulations again!

Tammi
Owner of The White Pallet Chair
Square Champion, Expert and Advisor

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Aryaan111

I’m currently on my 7th Square loan and sitting at about 69% paid, with around $240k in sales since my last funding, $68k in the last 30 days, and about $22k in the past week (with daily spikes hitting $4k–$6k). I’ve processed over $1.6M CAD in total over the last 3+ years and have had zero disputes or chargebacks in that time. My repayment rate is 16.5%, and all my eligibility metrics are showing green in the dashboard. In the past, I used to receive new offers around 55% repayment, usually over the weekend, but this time I’ve had multiple eligibility timestamps without any offer yet. I also noticed the recent UI change moving Loans into a separate tab (same as others). Just trying to see if anyone with a similar profile in 2026 has recently received an offer, and at what % paid or conditions it triggered.

VanKalkerFarms

New loan offer today, and if I needed it, this might be the first one I would take, as it was only 1.21% of CC sales, all my previous ones were a crazy high like 15% of CC.

Bob Van Kalker
My Van Kalker Farms Garden Center Facebook page
My Rise'n Roll Bakery Schererville Facebook Page
My Rise'n Roll Bakery Valparaiso Facebook Page
My Rise'n Roll Bakery Cedar Lake Facebook Page

BodyInBalance

Was your previous one paid off or did you take a lower amount for it it be so low.

AS

CRMHC19

How much did you have paid off?

BodyInBalance

Any new updates? I think I'm finally "in the boat" with everyone else now. Mine have always come like clockwork but not now and I'm processing more than I ever had in the past.

AS