October 2025 Loan Offers

[shannong]

Hello! While I’m well aware loans can come at any time over 75% paid off on the current one, I do wish there was an easier way to predict when that would happen. 

my last one was 76% paid off and I received an offer. I’m currently at 78.5% paid off and nothing yet. 

Anyone seeing loans offered under 80% still? 

[marcyliz]

Been at 100% for 3 weeks now, still no offer.

[Thetattooshop23]

I am also at 93% and still nothing! I call and they tell me the same generic generated script every single time! 

[shannong]

Just about at 82% but of course I got a chargeback on $15 🙄 accepted immediately so hopefully it rolls off quick and doesn’t hurt my chances. Just going to keep processing sales and get creative to make the funds needed for my holiday inventory. At this point, when I pay it off, I don’t know if I’ll take another one. 

[Dotr]

Any updates? Anyone get any offers yet? 

[marcyliz]

Still nothing for me. 21 days after paying off, still in the green, still a record year for me. Nothing. 

[Timtom03]

Any offer yet?

[marcyliz]

Nope, nothing.  25 Days after paying off, everything still green, still processing more than I have any previous years. Super annoying to just get the shrug off from Square and hear "keep processing" or "it automatically checks daily to see if you're eligible!!"

[shannong]

82% and nothing. 

[Tamara3]

My last few loans this year came at 59% and 65% and 69% 

[kacey_k]

My second come in 20 days after being paid off and my third (current) came in at 51% paid off. Definitely no rhyme or reason to it. 

[Tamara3]

I will say they have evaluated and are looking at loan offers for businesses Friday I was showing a needs improvement for dispute with all others green. The dispute was dropped by the customer and was not my fault and today it shows all tabs green. In 9 years I’ve never had one dispute on my account. I’m 61% paid on loan which I accepted on July 29th 2025. So I have paid 61% in 3 months and I’m hoping for a new offer this week fingers crossed

[kacey_k]

Yes I have to agree because mine showed processing volume needed work on Thursday and then over the weekend. It shows good so I’m all in green again and I think I’m at like 71%

[Abbie913]

Do you mind if I ask how much they were and what month they were offered ?

[Tamara3]

I see a pattern for March13 2024 May 17th 2024 and November 23rd 2024 for 2024. This year was March 7th $1180, May 24th was $2440 and July 29th was $2900. To me the 3rd and 4th weeks is when I get my offers. Not really an algorithmic type thing but more consistently through all 9 loans I’ve been offered. 

[Doe777]

Im also at 80%nand everything in the green. Hoping the offer comes soon.

[addisonsgrace]

Any update? I am at 82%

[shannong]

Almost 84%. I have a small dispute in bank review that I accepted, hoping it falls off soon. 

[Tamara3]

Nothing I’m at 64% today and nothing I haven’t received any emails and have been checking daily. I’m sure it’s coming any day now

[kgucc]

I’m at 90% and nothing! 

[Tamara3]

That’s crazy is your processing up? 

[kgucc]

It is! I’m at 94% today, still nothing.