How does everyone feel about the square credit card?

[HeavenlyLawnSvs]

It doesn't go against your credit good or bad unless you don't pay it of course. No hard inquiry....the more processing the higher the limit. Easy features in the square app to make an extra payment or payoff. So easy to set up recurring payments. Even apply your rewards back to your square credit card balance. Lock it when you're not using to protect yourself. So far we have used ours for equipment. Highly appreciated 👍 considering they offer this separate from your business loan amount.  

2 different ways to help small businesses. Square ⬜ is a blessing.

[Minion]

I will say the metal design is a solid plus. I remember when a few companies started to offer the metal cards and it just shows a bit more care went into the design similar to a company that offers good packaging for their product.   The card perks themselves are fine, a 1.5% catch all is pretty standard.  It would have been or would be nice to offer certain subs for xx spending within the first few months, or different spending categories similar to Discover (fuel, office supplies etc). 

Although the CC and Loan are separate, I do believe (my opinion, no evidence) that each account has their own overall exposure to Square Credit products.

Overall its a good addition.