@CompbckThat fee is by no means hidden. You just missed it or didn't understand it. ALL card processing companies have swipe fees. They are something of a misnomer, and should probably be called something else. In this case, swipe should probably be something like "fixed" fee in addition to the variable percentage fee. But, you will not find a company like Square that doesn't charge a two-part fee -- a percentage plus a fixed fee. That IS the industry standard.
Here is the link to the Square fees help document.
Lastly, as you'll see in that help document, your fee should be 3.5% for 0.15. Since you are manually entering card information, this is a bigger risk and carries a higher fee. That, too, is industry standard, and is not hidden. You just need to read the documents that card companies provide to you when you sign up.
Chip A.
Square Expert & Innovator and member of the Square Champions group. (But NOT a Square employee, just a seller like you)
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