What happens to me I if I accept payment and I it turns out to be a stolen card

What happens if someone pays me with a stolen card? This really bother me. 

 

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Nothing is going to happen to you personally.  The person who legitimately owns the card is liable to file a dispute.  I'd expect the charge to eventually show up in your disputed charges area and if the card was stolen, the money will get taken back.  But you're not in any personal legal jeopardy.

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