@husker1144 This is not a Square restriction. The card networks ONLY allow surcharges on credit cards and, even then, some credit cards (like gift/prepaid Mastercards, for example) can't be surcharged, either. This will not change until our paralyzed government passes laws that allow sellers to surcharge debit cards, too. So, you're not talking to the right people here. You need to be petitioning your congress person and senator.
That being said, this is just one reason why I'll never surcharge. I find it simpler -- and more up-front and ethical -- to simply add 3% to my cost bases when determining my retail prices. Yes, cash paying customers also pay the fee, but there's nothing wrong with that. Customers pay for all kinds of things they never use. For example, someone who never uses my restrooms still are paying for its upkeep as that is part of my pricing calculations. I haven't "paid" a card processing fee in over ten years, and in all years I've even made a little profit from adding that 3% to my cost-basis.
Chip A.
Square Expert & Innovator and member of the Square Champions group. (But NOT a Square employee, just a seller like you)
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