loans

Dharmaflmia · ‎09-06-2026

Have square made any changes in their underwriting loan assesment, i find it strange that i have taken sveral loans in the past, and usually get a offer aoround the 65 to 70% paid balance and now i am past 77% and yet no offer, i have a exellent payment history and my loans are paid in less then half the time required .

Minion · ‎09-07-2026

Hi @Dharmaflmia

I think some 2 years ago now they have been offering loans at a much higher % paid back, and even as of recently the amount offered has decreased as well.

Dan
Square Champion
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Abby_M · ‎09-09-2026

Hi @Dharmaflmia

Thanks for posting on the Seller Community.

New offers aren't extended at specific repayment percentages they usually pop up closer to when your plan is paid off so more of the funds go straight to your business.

We review your eligibility daily based on your sales volume and overall account activity. If you become eligible, we'll notify you directly by email and on your Square Dashboard

Don’t hesitate to contact us directly if you have further questions or concerns.

Abby_M
Square Loans Team
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