Hey there @Ameribest77. According to the Square Loan agreements, the payback fee applies to all transactions until the loan is fully paid. Therefore, there is no readily-available way for us to turn it off at any time for any reason. Also, the 1/18th minimum is just that — the minimum payment required every two months. It is irrelevant to this query. That being said, you can reach out to the Square Loan Support Team and ask them if this would be possible. Only they can answer this question, I’m afraid.
Chip A.
Square Expert & Innovator and member of the Square Champions group. (But NOT a Square employee, just a seller like you)
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