Good luck, and hopefully, you will get an offer soon! I don't get a lot of emails from Square except outages? My last 2 offers no emails, only saw it on my dashboard. If I accept it, then I get the emails to sign to accepted etc. My last 2 loans I accepted 1 and not the other, but the accepted one money was in my credit union before the email it's on its way! That is why I tell people if waiting for the deposit update check your bank it might be there already.
I don't judge, or now what other businesses need loans for. Some need it to expand or have an opportunity to get inventory for a great deal. Some need it for advertising and growing that way. These loans help a lot of small business owners vs. doing a bank loan, which is extremely hard to get right now. Most lenders this includes square is holding tight right now. We have a budget that they pushed back 2 times and has be passed in September, or the government shut down. In September, they decide if they are going to raise the interest rate again 🙄. A lot of factors are going on right now. This summer is trending in the same direction unfortunately.
