most of the POS use an algorythm similar to Square for loans and offers. their policies are similar. Squares are available to the public. I have had zero issues myself and I waited to my highest paid back at 96% and the lowest was 65%. At 65% I dont accept those with the higher amount of roll over it just eats the new offer and the offer is just about gone. 90% is perfect for me and I am getting the majority of the offer. Throw in an increase in there and that is huge for supplies, updating anything that needs repairs or advertising to attract even more customers. That's just me and how I look at the higher percent paid back vs say 65%. Everyone is different and I don't judge anyone who accepts any offer as I don't pay their bills or know their circumstances. Were just here to offer some experience and help others who have just general questions on how loans work.
