Mine tend to be more Saturday offers than any other day of the week. Our busiest days are Wednesday-Sat and I tend to get a late night Saturday offers than any other day.
I get it and after 13 years myself I got used to that 70-75% guarantee that one would be there. It's just not happening for the majority. When Square updated its criteria for loans and how to receive one. I knew this place was going to be on fire! Myself, now I like it and I changed how I feel about it when my offers were in the 90s and I was getting more money than before at 69 or 75% and just lost 25-30% of the new loan I needed. Now, I know expect a 90% ish range.
Unfortunately, now it’s been trending 80-95% paid off to completely paid off. A few in the 70s-80s pop in but not many hun. The higher percentage is here to stay for the most part. Of course I will have to say the if or when is no guarantee of a future loan. I know in my time being here this is the highest % paid back I’ve seen. They are still going out every day all day but the 70s are very few right now. Good luck, don’t get discouraged it’s nothing personal just a new way Square is going forward with loans is all. Good luck to you!
You 2 are very similar as far as loans go. Both are about the same loan 3 area and building up that history and letting the algorithm do its job. I will also add that both are extremely helpful to others, being so new and patient about the process. That's amazing. I watch you both answer questions and think to myself, look at you two go! I appreciate it as well.
She was with Square for some time, also, but took a break and is back at it again. So not really starting from scratch, but with the changes in 5 years with Square and the advancements, tools, etc. It's like starting over. No, I kinda meant your activity on here and how the algorithm is picking up your patterns and building history. You are kicking in some business, right now. Congratulations again! Your last offer was even better, and you are blowing through this one as well! A couple of little rock stars here.
Same here, 7 days a week! It started for me around October and hasn't slowed down except for a couple of weeks in February due to the weather. I believe that when I looked at my stats from year to year and month to month, up 67%. I'm not complaining, but between work and some personal issues, it has taken up a lot of my time to help out here. It is nice to see users like yourself and others who received their loans, but still stick around and help others. Your accomplishments help other users to see and hear your history. Although we are all different from each other, the algorithm does the job. Our Mods are great people who jump in as often as possible, and some just want answers specific to their accounts. They can't do that here, being a public forum, and everyone to see. For their safety, they truly do need to call. Most get that, and some don't, and get frustrated 😫, which I understand as well. It's tough when you're 96% paid off and nothing. It's just letting the algorithm pick you up. The stats, your processing, and volume keep those offers coming in. You are doing everything right. You're establishing the history, your numbers are blowing up, and you are going through me in record time. The algorithm is collecting all that data and should start to get better with each offer, as long as your processing stays pretty consistent with what it has been. That's a great thing. The next time I jump on here, you'll probably have badges too! 😆
Without going into your private account or business. This is loan number 3, if I remember correctly. Are they getting a better feel of your processing habits? For most (not all), the longer you're with them and the algorithm can do its job and pick up your data much easier than loan 1-2. I had a feeling with your last offer, and a month in, you were around 75% paid off, it wasn't going to be long. Keep up the great job, and happy cutting! Hopefully, your husband is feeling a bit better and can have the much-needed surgery.
