Loan January 2026

Has anyone had a loan offer recently? We were counting on an offer by now at 82 percent paid because we have always had offers by now.

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Community Team

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Hi @csmajesticinc1 !

 

We appreciate you sharing your frustrations about eligibility. Please know that we are always working to make our products and services better.

 

I know it can be frustrating not being eligible for a new loan, but we are unable to override the automatic review process with a manual review. We review your account everyday for new eligibility and if at any point you become eligible we will definitely let you know!

 

Let me know if you have any questions!

Adalynn
Square Loans Team
Sign in and click Mark as Best Answer if my reply answers your question.

This is a service email from Square Financial Services, Inc., a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc, a Utah-Chartered Industrial Bank, Members FDIC.

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Message 19 of 48
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Alumni

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@brown17 Congratulations on your new offer👏🎆! For future reference, you can continue to use the eligibility page to gain more insight into the status of your Square Loans eligibility. Please keep in mind, we cannot promise a loan offer, even where all of the factors on the eligibility page are “Good.”

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Square Champion

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Sorry for late reply!  Our season is starting soon and I have had no time to come on here.  I did call the same day just in case,   they said it can take up to 10 business days.   It did show up a few days after I called.    Thank you!   Was longer than normal for sure.      I also have new tabs on my square invoice app, so definetley a new change   

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47 REPLIES 47
Square Champion

Congratulations 🎉 and you are 100% correct!

Tammi
Owner of The White Pallet Chair
Square Champion, Expert and Advisor
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Message 43 of 48
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Honestly in my opinion no one knows when the loans coming, or how much they’re getting, I agree just keep swiping, eventually you’ll get an offer, the metric is just an example to base off of, I know my disputes from earlier on the year is what’s hurting me getting a offer but in my business I really don’t need it, it comes it comes it don’t it don’t, I’m just glad I’m not in other shoes depending on it for rent or etc. congrats btw

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Message 44 of 48
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Square Champion

Exactly.  Its a bonus if it comes.    

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Message 45 of 48
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Alumni

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@brown17 Congratulations on your new offer👏🎆! For future reference, you can continue to use the eligibility page to gain more insight into the status of your Square Loans eligibility. Please keep in mind, we cannot promise a loan offer, even where all of the factors on the eligibility page are “Good.”

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Message 46 of 48
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Square Champion

That was exactly my point.    I was offering insight to those who state they are paying their loan and no offer has come yet.       

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Message 47 of 48
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Square Champion

I got it!😉

Tammi
Owner of The White Pallet Chair
Square Champion, Expert and Advisor
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Message 48 of 48
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