That is strange? Are you processing daily? Is your business or clients growing? Usually from your first loan going up they increase as your business grows. This last year was the first time I've seen people get a tad bit higher or lower offers but that's usually not on their business itself but more so the way the market and economy is going. Lenders to hold back if things aren't consistent or leveling out. But you might be the first I've seen in 12 loans never go up?
Right now honestly it's hard to tell. My last loan and I've been with square since 2014 have always increased. Last one about a month or so now was up 4,500.00 the one in June same as last offer. Sometimes it is not just how good you are doing but what's going on with the economy in general and what the other lenders are doing. Sometimes they hold back if the economy isn't stable or the stock market is bouncing all over the place. I would guess just imo that big of an increase I would think your next offer would be bigger than the last. I process about 70-75 % cc as well. Good luck!
The majority seems to be the trend (not all) but my last one I was 91% and since 2014 that was my highest percentage. One nice thing I didn't have much that rolled over and received the majority of the offer that way. I'm at 78/79% now I believe? In years past I would be around 69-75% range roughly. Congratulations and thank you for sharing! It helps others.
