Has anyone received a loan offer in 2023?

[Blackbear579]

I'm at 71% and usually see a offer by now (between 65%-70&).

[#2]

I'm where you are at (minus the actual loan offer part.) Sale are up about 60% over a year ago and processing is up about 65%.  All the other things are in the green.

I think most people's frustrations are that it's just not transparent and there isn't a clear goal to strive for. It is also disheartening to just be told the same quotes over and over. It comes across as uncaring and impersonal. Which if that's the case is fine, that should be conveyed to clear up misconceptions and so people don't get their hopes up. It would also come across as more professional to state those things (economy and such) from Square itself. It would let people know where they stand and can make appropriate decisions. 

[Twpchair]

Ughhhhh you can bet on that! I'm in Michigan and the last 2 weeks we've had horrible storms and lost power 6 different times! We're in a downtown storefront and one big window 12k sq ft store its pitch black in there we have to close regardless that I could take payments using my phone customers can't see! I watched all my green checks disappear fast! I didn't even bother to try and send a message and explain it. Good luck to you!

[ianssoph]

I just received a notification on my dashboard to connect my bank account to assist in becoming eligible for another loan. Has anyone else received this?

[PricklyElder]

I got it too, and hopefully it doesn’t backfire in the end, I signed up. I’ve gotten nowhere w/o having signed up so I figured what could I lose. 

[GlitzyCow]

Are you paid off? Over how long what amount?

[ianssoph]

I thought the same exact thing. I do think my next offer will be substantially less than my $40k since it’s taking them so much longer to offer another loan. 

[blueberrymae123]

Yes I got this too....not sure what that means exactly?? Is that a factor in amount and timeframe?

[brown17]

Just got this..but my bank is listed.  Whatever happened after you connected your bank

[brown17]

Isnt*

[Healthyketo]

Anyone receive an offer recently?

[Hotbear1]

Nooo at 90% and nothing 

[Hipretty3324]

Yes I just did…almost immediately after my current loan was paid to 50%, got an offer for double what my current loan was.

[Swain]

I got  one at 77%. More then the previous but not much more. 

[OWane]

That’s interesting, how long ago was that?

[Swain]

June 

[brown17]

So did I.....again square will do what is goi g to make them the most money. That's why a computer does the decision making ..its let's them know how much they will get in return 

[OWane]

Lol, that’s impossible!

[Swain]

I’m really no sure how that’s impossible or why i would lie. Lol

[BIGK]

No it’s not. When I was on my 2nd loan of $4k, I received my next offer of $12k after paying off 50% within 2 weeks. 

[Otlf2018]

Just hit 80%, let’s see if the cards work in our favor later. 

[Veeivee]

Well. I received an offer. It showed needed work with processing on Wednesday. Came back from my mini vacation Thursday and processed payments and the processing turned green yesterday. Today I made it to 89% paid and received an offer. It’s under half of what I normally get tho. 😩 so yea they are still giving out offers when you almost done paying and it’s way less then what you we’re previously offered. 

[Lshaver60]

Did you get an offer today on a Saturday?  
I’m 87% paid and most times I get offers at 75%.  I got 68k in December and I have $10k left to pay!  I hope they don’t drop mine down too much IF I even get an offer because I have been counting on another because I have been doing upgrades to my building that my bar/rest!  This is sooo frustrating because this is my 6th loan and don’t understand why they can’t be more consistent and streamline the process instead of letting a computer make the decisions!!!