Delay in deposit when loan active?

[JTPets]

I think I've found a connection between Square loans and late-day deposits.

Whenever I have an active loan, Square deposits seem to arrive later—usually at the end of the next banking day. For example, Monday's deposit arrives Tuesday around 7 PM.

However, when there's no active loan, deposits arrive early—typically at the start of the next banking day (Monday’s deposit arrives around 7 AM Tuesday).

I realize this could be related to my bank or any number of other factors, but I wanted to highlight it and see if it's a known issue, intentional design, or something else.

Thanks!

[Twpchair]

Mine is my savings and loan payment is a good 24 hrs plus behind? It’s never been like this? From Friday-Monday late night that’s when I know how much went into my savings account. If it was off I wouldn’t have a clue honestly.