2025 square loans

[Arminius]

85% paid off all green and still no offer, does any know what's going on 

[Jjbeautyco]

Found it thank you.  I had to go on desktop version

[Paulynne]

That shows how much you have left to pay your 60 day minimum payment. Once your 60 day minimum has been reached, the grey goes away. 

[BodyInBalance]

People receiving offers...what are your percentages paid off compared to your old percentages paid off? I've always gotten offers like clockwork at 68% paid off. My swipes have always been up year to year/month to month and I have a healthy vmix of new vs returning customers. Just curious where everyone else is at and what to expect.

[Jjbeautyco]

I’m curious now too. It’s been a year for me.  I’ve always recieved them between 65-70% paid.  

[Twpchair]

It's been running higher paid back this year as the Mods have a pinned post regarding loans of 2025. The key points are swiping = sales, the volume of swipes = more sales, and the metrics, which are a great tool; all green is a fantastic job, but no guarantee of an offer. Also, new customers vs returning = growth. All indicate a healthy business that's growing. This is where the metrics come in to see if you are up 2 to 3 times this time vs last year the same with this past quarter. Also, your past history and how long you've been with Square are considered. Keep swiping and get that algorithm to take a 2nd look at your account. 

[Bdz]

85% paid on my 1st loan, hoping for the 2nd soon.

[kacey_k]

The 2nd loan took the longest for me to get I was at 100% almost a month before I got an offer and it was smaller than first. 

[locksmithnick]

New offer just came in at 65% paid…..highest offer to date 💰

[Jjbeautyco]

Awesome. This gives me hope!! Congrats!!!!!! 

[Thetattooshop23]

That's great and congratulations! We own a tattoo we are on our 4th loan now with 81% paid back and I have been hoping and waiting on a loan offer. My previous loan was offered with just 67% paid back and it seems like I cant get an offer. Everything is in green processing is up, everything looks good. Hoping that I get an offer soon.  

[Kd270]

I’m on loan 5, it was one of the lowest offer I had so it’s getting paid quick I think 80 days in and at 68% paid off I’m hoping to get offer soon and high amount. This is usually what I help pad my Christmas inventory. 

[Twpchair]

Good luck!  Please keep us posted

[Cleaningb_]

Any update? I’m 75% paid off on my 5th loan (about 6k). All loans except 1 that I paid off on my own had new offers at 65-72%. I own a cleaning business and I usually buy new equipment this time of year so a new loan would be super helpful. 

[Ashleyannmerk]

I just received a loan offer for $640. The last loan offer was $5k, which I was perplexed by because before that, I had a $40k loan. $640? My numbers are up and we have a second location and I get offered $640? I spent more than that on Amazon yesterday ordering supplies for the newer store….

[Abby_M]

Hi @Ashleyannmerk 

Thanks for posting on the Seller Community

When determining eligibility, each location is regularly evaluated for loan offers based on many different factors, including each location’s history with Square and its payment processing volume. Each offer will be tied directly to the card processing from each individual location with a maximum of one loan offer per eligible location.\

Please contact us directly if you have any other questions.