Is there any resources or help to help me get a startup loan for my business?

[Staytwisted]

I need to get a business loan with my idea I believe that it is a moneymaker I also have music that I believe I would like to sing and record so yes I would love to make this work for us

[Minion]

HI @Staytwisted 

So for startup funding it can be tricky.  You can try to take a look the US grants website to start.  Friends and family may be another way you can start.   Other than those two, you may be looking at relying on your personal credit to secure a loan from a bank (I would stay away from online lending loans, unless it is a reputable company and the interest rate is favorable).

[Staytwisted]

I would say on the low end to just barely scrape by I need about two grand If I could get about 10 well no no no no no five grand to get a vehicle and start doing all these summer festival booth rentals this summer I would want to do about five grand ..  I can promise you I can do a mockup I can do up anything you want I can show you an outline tomorrow I can promise you this is going to make money I can promise you this is going to sell and I can promise you we have a million ways to go and I already have about 25 designs and quite a few on my shopify I would like to sell some in person I've got all of that set up I've got point of sale set up I've got as well as part of the business thing that would be great but if not I will take whatever I can get because this is my baby .  I am I'm willing to give anything to just start loving what I'm doing again

[TheRealChipA]

Hi there @Staytwisted.  Check out a local business mentoring and support organization called SCORE.  They are a national group that helps people who either have or want to start small businesses find resources and support.  Many of their services are free of charge and others come with nominal fees and costs.  Good luck!

[bonny]

Yes, SCORE is awesome.  Also a local chapter of the Small Business Development Center (SBDC).  They will have a ton of information and contacts in your area.  Loans are a challenge because they require collateral, especially if you are a startup. You'll need a business plan, a marketing plan, and then a financial strategy developed before you even begin to ask for loans.  The SBDC can help you put all of these together.  

My best suggestion, start small.  You'll need proof of concept before lenders will take you seriously.  

Bonny Wagoner - Artist/Illustrator

[INCOGNTIO]

Ireland is useless I've literally just experienced and currently still experiencing this issue it's financially excluding me from progress and it's depressing to be honest 🥺