Payment Card Validation Failed.

Hi,

 

my customers recently have been getting this message when trying to pay for goods.  “Payment card validation failed”

 

I have tried on two of my own cards to see if it works for myself and it worked on 1 out of 2. 

it appears where it shows the last 4 card digits, expiry date, last 3 digits, and post code. 

Any ideas why this is happening? 

10,576 Views
Message 1 of 21
Report
20 REPLIES 20
Admin

Hi @ICTPaisley, thanks for bringing this to our attention! This isn't an error message I've come across before so I can definitely check with the team and see if they have more information. Before I do so, can you let me know:

  • Is this happening when you paid via the Square Point of Sale app, Virtual Terminal, Invoices or on the website?
  • Do you have a screenshot of the error message (without the card details) by any chance?
  • Was the customer able to reach out to their bank and confirm everything was okay with their card?
Tra | she/her
Community Program Manager, Square
10,572 Views
Message 2 of 21
Report

This is the screenshot that he sent me, I’ve tried it on two of my cards at home and only worked with one of them. I think it might have something to do with the Post code but unsure? 8718EC42-5805-4983-A7FC-C5B3916A394D.png

10,571 Views
Message 3 of 21
Report

Spoiler
 

 Sorry I should have said, this is when paying on the website through Weebly

10,570 Views
Message 4 of 21
Report
Admin

Thanks for the additional information and the screenshot @ICTPaisley. If the information entered does not match what the bank has on filed that can cause a decline as well. In this case, since you've tested a payment yourself and also experienced the same issue, I'm going to query it with our teams and see if they have come across this before and if they can investigate further.

 

To confirm, these declines only happened yesterday, is that correct? 

Tra | she/her
Community Program Manager, Square
10,564 Views
Message 5 of 21
Report
Square Champion

I faced this issue at the beginning of the month one time, and at the beginning of the year, it seems to work when no spaces are applied to the billing postcode and CAPS LOCK is on! would be good if spaces could be ignored in this box as well as it no longer being cases sensitive.

Matt - He/They
Sign in and click Mark as Best Answer if my reply answers your question!
mjdws
Shop MJD Photography
Visit MJD Web Services
10,549 Views
Message 6 of 21
Report

Thanks for your reply, I’ve known about the issue a couple times in the last few weeks. It wasn’t frequent enough for me to think there was any big issue. However  it happened twice yesterday which is why I tried it myself and I also had the issue. I eventually got it to work so it may be something to do with the post code being case sensitive or requiring a space in between? 

10,561 Views
Message 7 of 21
Report
Admin

It's best to ensure that the postal code is in all cap and that there isn't a space between or after the postcode. I've flagged this to our team as well so they can investigate further and see if there are anything else they notice. 

Tra | she/her
Community Program Manager, Square
10,558 Views
Message 8 of 21
Report

Hi, this has happened again. My customer has recently purchased from me successfully and now two weeks later is struggling, he is getting the same error code as before. He has tried every variation of Postcode and nothing has worked for him.

10,526 Views
Message 9 of 21
Report
Square Champion

Usually the only way to easily fix this is to write the postcode all lowercase with no spaces, has this has been attempted? I face the same issue sometimes 

Matt - He/They
Sign in and click Mark as Best Answer if my reply answers your question!
mjdws
Shop MJD Photography
Visit MJD Web Services
10,524 Views
Message 10 of 21
Report

I’ve tested it myself tonight and it has worked but still no success for him unfortunately. Thanks for your help though. 

10,520 Views
Message 11 of 21
Report
Alumni

@ICTPaisley So sorry to hear this happened again. Has your customer tried switching to another browser (e.g from Safari to Chrome or from Chrome to Firefox) or clearing their browsing history? I've asked our Online Store specialist for any other tips and I'll share anything helpful when they've had a chance to have a look.

️ Helen
Seller Community Manager

10,517 Views
Message 12 of 21
Report

The same thing is happening to my site I've lost so many customers to this! 

10,218 Views
Message 13 of 21
Report
Admin

Really sorry to hear your customers are experiencing this issue as well @Kateandmae

 

If the customers have confirmed all their details are correct, including the postal code and they have tried making payments on different browsers but still encounter the same error message, it's something we can definitely take a further look into.

 

To make sure we can investigate this thoroughly, please contact our Support team directly as they'll be able to look at account-specific details and check the individual transaction to understand the decline better.

Tra | she/her
Community Program Manager, Square
10,214 Views
Message 14 of 21
Report

Hi, i have had the same issue. i hate to think how many issues and sale losses ive had but havent been told about. im lucky its a friend trying to buy.

 

'payment card validation failed. 

 

super frustrating :(. 

10,194 Views
Message 15 of 21
Report
Admin

Hi @SaraB, I'm so sorry to hear your customers are seeing this error as well.

 

As mentioned above, if the customers have confirmed all their details are correct, including the postal code and they have tried making payments on different browsers but still encounter the same error message, it's something we can definitely take a further look into.

 

The best course of action is to contact our Support team directly as they'll be able to look at account-specific details and check the individual transaction to understand the decline better. This will ensure that we can investigate the issue thoroughly on our end. 

Tra | she/her
Community Program Manager, Square
10,191 Views
Message 16 of 21
Report

I have the same problem where customers checking out through the website start entering their address, square then suggests the address from their database but it always truncates the post code, square displays only the first 4 characters of the UK post code.  If the customers try to then manually enter the full, correct post code square returns the message 'Selected shipping method is no longer available, please select a new shipping method' and the customers either send me a complaint e-mail or give up.   

 

This has been an issue for a couple of months now, please can you fix this issue before we loose more customers?

10,069 Views
Message 17 of 21
Report
Admin

Hey @JoeSargent, sorry to hear you're experiencing this issue!

 

The error message you mentioned is different from the error message reported in this thread. I've sent you a DM there just to get a bit more information as it sounds like a different issue we're currently tracking.

Tra | she/her
Community Program Manager, Square
10,064 Views
Message 18 of 21
Report

Hi Joe, I am having the same issue is. by any chance are you and your customer using iPhones safari for you web browsing? Also does you Apple Pay work when you want to checkout?

10,005 Views
Message 19 of 21
Report

I have tried it in Google chrome browser and on my iPhone and get the same problem.  I have turned off the google pay and apple functionality because it was having similar problems.  

10,000 Views
Message 20 of 21
Report
Admin

Sorry to hear you're getting the same error @Karamsingh!

 

Thanks to information from @JoeSargent, I've escalated this to our engineering team and am waiting for an update from them. The team have a couple of ideas on how to resolve this but they need to work on testing a few things to make sure it doesn't cause any further problem.

 

Once I have a confirmation that the issue is fully resolved, I'll be sure to follow up and let you know right away. 

Tra | she/her
Community Program Manager, Square
9,989 Views
Message 21 of 21
Report