Hi @comingupviolets. Let’s see if we can’t clear a few misunderstandings up here, as well as some misinformation you seem to have been given.
- Currently, it is correct that you can not order paper checks that you can manually write and mail to vendors or anyone else. I’m nut sure that will ever be possible.
- But, for the next few bullet points, I’m going to assume that you plan to use Square Bill Pay.
- If so, Square has recently (in the last few weeks) added the option to have paper checks printed and mailed by Square to the payee. For right now, those paper checks are free of charge to us, but I would not expect that to last forever.
- Digital checks are just paper checks that are emailed to the email address your vendor specifies. They can print them and deposit them however they wish.
- Vendors can also specify that they would like to be paid via ACH so that the payment is directly deposited into their account. If they choose this, you and they both receive emails when the payment is sent.
The point of all of that is that your vendor gets to choose how they want to get paid. When you set them up, you send them an email that has a link where they can securely set up their desired payment method — ACH, emailed digital check, mailed paper check. That method will be used for all future payments, and can be changed at any time.
One more thing. Before you jump too far into using Square Checking, I want to caution you about one thing. Currently, there is no way to use automatic account reconciliation in accounting systems, like Quickbooks, for example. Many of us have requested that Square give us this feature, but I’ve seen no announcement about it. So, if that is important to you (which it is not to me), then you might want to consider a brick-and-mortar bank for now.
I hope that helps. If you have any other questions about Bill Pay or Checking, don’t hesitate to ask!
Chip A.
Square Expert & Innovator and member of the Square Champions group. (But NOT a Square employee, just a seller like you)
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