2025 New Square Loan Offer

[SPPhotography1]

I have been with Square for 15 years now and have had 11 loans in that time, always paying back much earlier than projected. I am once again in need of a new loan offer as I am currently paid back at 77% on my current loan. All of my metrics are green and I am having a record year in sales and transactions. I already know and am fully aware of the old general Square response where someone gets on here and tells me that it’s auto generated and they look at other factors and all that stuff. I’ve heard it many many times over the last 10 years at least. I am and always will be fully convinced that posting on here does in fact speed up the process, so that is what I am going again. 

So, please someone affiliated with Square Loans, manually review my account so I can receive a NEW loan offer immediately, please. I need it for marketing to continue to help my small business grow to new heights. Thank you!!! 🙏 😊

[Minion]

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@SPPhotography1 wrote:

I have been with Square for 15 years now and have had 11 loans in that time, always paying back much earlier than projected. I am once again in need of a new loan offer as I am currently paid back at 77% on my current loan. All of my metrics are green and I am having a record year in sales and transactions. I already know and am fully aware of the old general Square response where someone gets on here and tells me that it’s auto generated and they look at other factors and all that stuff. I’ve heard it many many times over the last 10 years at least. I am and always will be fully convinced that posting on here does in fact speed up the process, so that is what I am going again. 

So, please someone affiliated with Square Loans, manually review my account so I can receive a NEW loan offer immediately, please. I need it for marketing to continue to help my small business grow to new heights. Thank you!!! 🙏 😊

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Hey @SPPhotography1 

It seems that you are very close to the higher back % that seems to be the new normal for a new square loan offers based on this "mega thread" .  Since you are close to that (80%+ seems to be the going factor) you are very close.  Posting on here about it actually wouldn't do anything given the amount of loans that Square does approve per day would make it physically impossible to achieve with manual reviews.  Best of luck and hopefully you can get that % paid back a bit more and the algorithm will kick out a new offer for you . 

[Abby_M · Accepted solution]

Hi @SPPhotography1 

Thanks for posting on the Seller Community.

We appreciate your loyalty when choosing to partner with Square for your past business loans. Keep in mind new offers are not automatically extended when a certain percentage of an existing loan is repaid, 

We understand that it is frustrating that we can’t guarantee that you’ll receive a new offer because you’ve had previous loans with us in the past. Square accounts are reviewed on an ongoing basis to ensure that each business gets the right customized offer.

Please contact us directly, our Square Loans line is open between 8am-5pm PT Monday-Friday if you want to give us a call.

[Pup89]

I am also waiting on a new square loan. I’m only at 45% and am trying to wait patiently. I wish there was a way to get loans when you need them. Last time I got a new offer at 43%. Where’s my offers square?