Hello why am i surpose to pay for fees on to of what the state gets thats not my total amount

  • Why should I have to pay extra money when taxes is going to be taken out for the state regardless of what I do but I just charge the customer my price and the taxes are taken out but I get charged for the full amount even though the taxes do not come to me so why should I have to pay extra money on those taxes too it's like I'm getting charged for what the state is taking out and add it to my total that's not the total I charge to client can somebody please explain to me why I am having to pay Square extra money when I do not have any control over the taxes and it does not become my total amount it's just taxes for the state I should be just made to pay for the money I charge the client not on top of the taxes already paid the state can anybody explain this to me because I feel like I'm being robbed of my money it might be little to some but it's a lot to me because I have a family to feed and I'm just getting off the ground and it seems like they're getting extra they say 2.9% Plus 30 cents and that's of the total with the tax state tax included so if that's the case they should let us charge a little extra state tax for a can cover the extra that square is charging me for I can get my exact amount that I charge the client and I shouldn't be made to pay for the state text being added on to my final cost that I give to a client it makes it kind of hard for me to give clients discounts when I'm getting charged with the extra and it's not even me charging for the Taxes 
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Square Champion

Hi @PSRLLC77.  Fees are paid for total money moved from one person to another through the financial system.  This is a banking policy regulated by banking regulations and laws.  Square is charged (by Visa, Mastercard, etc) for the total of a transaction, and we are being charged for that same total.  If you are a business that accepts tips via credit cards, the fees are charged on those tips, also.

 

Fees are charged for the convenience of accepting card payments.  If you don’t want to pay fees, the best thing to do is not to accept cards.  Otherwise, I’d recommend increasing your prices.  If you add 3-4% to all of your prices, then the customers will be paying your fees, more or less.  Yes, even cash customers will pay that extra, but that benefits you in the end.

 

But this is the way it is.  If we accept cards for payments, we pay for that convenience.

 

Regards,

Chip A.
Square Expert & Innovator and member of the Square Champions group. (But NOT a Square employee, just a seller like you)

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I don't mind the fees it's that there charging me as a whole we with state taxes it should be just for the amount with the tax part I already have to give the state there's it's like I'm paying for the money that the state is already getting paid why not just charge me for my billing and not adding the state taxes with my final pay because I'm not getting that money the state is why can't the state pay they're own put why should i cents add up when you have your kids to take care of ok to give you a better understanding I charge $9.50 and $18 for a job Georgia tech is 9%, why do you add the 9% to my total amount and I get charged for it that money I do not see it I don't even receive it so why am I paying George's party in this and why not it be just charged me for the 2.9 + 30 to my $950.18 instead of charging me for the $85 that the state paying why are you adding both together and charging me a fee I should only get charged for what I charge the customer not with the state is charging you're adding the state and my price I give to the client together and charging me extra I know it might be confusing but I broke down the numbers I'm technically only supposed to be paying $27 and some change not 30 something dollars because you added the state tax to my final pay I don't receive that final pay that tax money that goes to the state so I feel like I should not pay that portion the state should pay that portion because it's  there's charging that price I'm not getting in anything out of it only thing I'm getting out of it is that y'all are charging me extra change for the state charging their taxes

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Square Champion

@PSRLLC77 I understand. But that is the way card processing works and always has worked. We pay fees for all money that is sent from one bank to another using cards, including taxes and tips. It’s a normal cost of doing business.

 

Since the state isn’t forcing you to accept cards, they don’t have to deduct that from what you owe them. If you decide to deduct it, they will fine you and take more in interest. Or they will do worse — like revoke your business license.

Your only choices here are to increase your prices or quit taking cards. 

Chip A.
Square Expert & Innovator and member of the Square Champions group. (But NOT a Square employee, just a seller like you)

Was my post helpful? Take a moment to mark it as a possible "best answer." I hate the term, and wish we could just mark posts as "helpful." But this is our only mechanism at the moment. Just remember "Best answer" should be interpreted as "helpful," and nothing more. LOL. "Best" (ugh) answers help folks possibly find solutions to similar problems they are hoping to solve.
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