Can I accept Zelle Payments to a Square Banking account?

[spfolino]

Can I accept Zelle Payments to a Square Banking account? I tried to sign up through Zelle, it asked for a debit card number because it couldn’t find Square as a bank and it said that the debit card was declined. I was hoping that I could use my Square Banking account to directly receive Zelle payments. 

[TheRealChipA]

Hi @spfolino  The screen shot below is a disclaimer about Square Checking accounts. Since they are not “demand deposit accounts,” I doubt Zelle will recognize them. I tried linking my personal Zelle account to it a few ways. No success. And, of course, Zelle does not work with business accounts at all, so that will never work. 

i hope that helps. if a Square moderator wants to come in and correct me, I’d love to see that. But I’m pretty sure what I found out is where things stand currently. 

 

[Bibio_Bibio]

Square does not work with Zelle,

However you are very wrong about business accounts.Zelle does work with business accounts from other banks.

[spfolino]

Thank you for your input. I appreciate it and I’m sure you are correct. 

[Doran]

Both of my business bank accounts will NOT accept Zelle integration or payments.  I was told by Zelle it is only meant to be used as person-to-person transfers and not for businesses.  That was two years ago so maybe things have changed.  

[spfolino]

Oddly enough one of my local banks told me the same thing but I have another bank account with another business that accepts Zelle right through the bank’s app and customers pay regularly with it no problem. Maybe that bank has a different agreement with Zelle? I’m not really sure, but it definitely works on one account.