I have 2 accounts, haven't had a loan offer in months

I have been with Square for about 12 years.  Two accounts. One loan paid off since March 2026.

Another 97% paid off. 

 

Has anyone been offered a loan this year?

That auto response of no offers guaranteed even if you pay off ahead of time etc etc is so computer generated....so so generic.

 

Are they still even doing square loans?

 

Anybody know?

 

Small businesses like us really need it to help us for inventory and renovation expenses....

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Community Team

Hi @Chowie !

 

Thank you for your post. 

 

I understand your concern but I can confirm we are still offering loans. 

 

The information shown on your eligibility page is usually refreshed in real time. You can see the last date and time your loan eligibility was evaluated under “Eligibility factors.” If you become eligible, you’ll be notified directly on your Square Dashboard and via email.

 

Don’t hesitate to contact us directly if you have further questions or concerns.

Sky
Square Loans Team
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Square, the Square logo, Square Financial Services, Square Capital, and others are trademarks of Square, Inc. and/or its subsidiaries. Square Financial Services, Inc. is a wholly owned subsidiary of Square, Inc. All loans are issued by Square Financial Services, Inc. a Utah-Chartered Industrial Bank. Member FDIC. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. All loans are subject to credit approval.
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Yes - loans are still being offered. Are all your metrics in green "good"?

I note my account is evaluated daily. I too hope I get approved for a loan as there are many opportunities right now we can take advantage of right now.

 

Good luck

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I have never been nothing but green. Had 2 loans and they were paid off before the projected date. Still no loan. There are people on here who say “Don’t depend on a loan or expect one”. They should have never offered to begin with if that’s the case. 

Julie Ikard
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