thread Re: Principal and interest breakouts on capital payment in Archived Discussions (Read Only)

Principal and interest breakouts on capital payment

stonecityvapors — Sat, 20 Sep 2025 12:51:21 GMT

How can I find out the principal and interest breakdown on each of my capital payments? Is there a transaction history report that shows the date paid, the amount paid, the portion of principal reduction, the interest paid and the remaining loan balance after making that payment?

Re: Principal and interest breakouts on capital payment

GlassJudy — Fri, 21 Jun 2019 20:56:06 GMT

Square doesn't consider the fees paid on your loan to be interest. This is why you don't get a break on the fees if you pay the loan off early. Therefore there are no conventional interest/principal figures they can give you.

Re: Principal and interest breakouts on capital payment

stonecityvapors — Fri, 21 Jun 2019 21:15:54 GMT

So any transaction that shows as a capital payment is applied in full against the loan principal?

Re: Principal and interest breakouts on capital payment

AmyAdams78 — Mon, 24 Jun 2019 03:59:23 GMT

My understanding is yes. Your loan origination fee is figured into your total amount borrowed. There is no interest in the principle. The fee is figured into the payback amount