Why is merchant charge 9% from squareup?

mshoane — Sat, 20 Sep 2025 08:02:59 GMT

I had an invoice for $5 with a 47 cents merchant charge. That calculates to 9%. Why?

My past merchant charges were at 3.5%? Any explanation?

Re: Why is merchant charge 9% from squareup?

JK_Fiber_Art — Tue, 26 Dec 2023 18:22:18 GMT

Hello Mshoane,

As per the latest fee details described here - the charges are correct. "Invoices" are charged 3.3% plus $.30 which does work out to $.47. As for the % - $.47 is what percentage of $5.00 - the math works out to 9.4%. In reference to your past merchant charges, can't say as there's not enough info as to the type of transaction and the amount.

Math examples:

(5.00 x 3.3% = 0.165 Plus .30 = 0.465 or rounded up is .47)

(.47 / 5.00 = 0.094 x 100 = 9.4%)

thread Why is merchant charge 9% from squareup? in Payments Troubleshooting

Why is merchant charge 9% from squareup?

Re: Why is merchant charge 9% from squareup?