thread Re: I need to be able to process ACH payments in Orders, Menu Items, Catalog & Fulfilment

I need to be able to process ACH payments

Rokitqueen8 — Sat, 20 Sep 2025 12:36:00 GMT

I would like to be able to accept ACH payments

Re: I need to be able to process ACH payments

Kassi_ — Mon, 31 Aug 2020 17:42:59 GMT

Welcome to the Community!

Unfortunately, ACH payments aren't an option for payments with Square. You would only be able to accept credit/debit cards, checks, cash, or gift cards.

Thank you!

Re: I need to be able to process ACH payments

kellyj — Tue, 10 Nov 2020 16:34:06 GMT

@Rokitqueen8

We're looking for testers to accept ACH transfers on Square Invoices. If you'd like to be involved, please join our Beta Community to sign the NDA and get started.

Re: I need to be able to process ACH payments

DmacEmagine — Tue, 22 Dec 2020 05:19:18 GMT

Kassi, is there any update on being able to accept ACH payments? All of my customers pay with ACH and not with credit, debit, checks or cash. I need to fit into my customers processes, not try to have them confirm to my (Square's) system. Help, Dave

ACH from foreign bank

douglaspotts — Mon, 12 Apr 2021 19:52:27 GMT

Can I send an invoice to a foreign country, and accept an ACH payment from a foreign bank?

Re: ACH from foreign bank

Goldneye — Mon, 12 Apr 2021 20:56:22 GMT

HI, hopefully this Square Support page will help.

https://squareup.com/help/us/en/article/4956-international-availability

Re: I need to be able to process ACH payments

ashc — Tue, 13 Apr 2021 14:03:46 GMT

Wanted to share an exciting announcement that ACH payments are now available for Invoice payments!

Here's the announcement post where you can find full details on it from the lovely @kellyj here! Thanks for your patience as we rolled this out. 🎉

Re: I need to be able to process ACH payments

RFilms — Tue, 13 Apr 2021 17:52:29 GMT

Thank You! Is this payment option available for those of us that use Tave for invoicing but rely on square for accepting payments as a gateway?

Re: I need to be able to process ACH payments

ashc — Tue, 13 Apr 2021 18:04:13 GMT

No this would be for Square Invoices only @RFilms sorry!

We don't control their integration since Tave is a third party.

Re: I need to be able to process ACH payments

MRPH0T0 — Wed, 14 Apr 2021 15:54:41 GMT

I see that this is now available but the option is still grayed out. How do I resolve this?

Re: I need to be able to process ACH payments

Valentina — Thu, 15 Apr 2021 17:33:30 GMT

Are you saying that the option is greyed out when a customer is attempting to pay an invoice, @MRPH0T0?

We'll look out for your response here 👀

P.S. Welcome to the Seller Community!

Re: I need to be able to process ACH payments

MRPH0T0 — Fri, 16 Apr 2021 00:25:45 GMT

Hola Valentina. I believe I figured it out. When I generate a new invoice, the option to use a credit card or gift card is "checkable". The ACH option is in a grayed-out state and I am unable to check it. Now, after some digging, I went into my settings and see the "template" option. I did checkmark it here and was able to generate an invoice that allowed me to now check this option. It is a little frustrating that I had to go into the settings and "activate" this option rather than it just be already activated with the option to choose it in my newly generated invoice.

Re: I need to be able to process ACH payments

floridavwrental — Tue, 27 Apr 2021 16:23:23 GMT

I used ach payment. It says it won't go through for several days and is pending. Is the invoice paid?

Re: I need to be able to process ACH payments

AshleyK — Tue, 27 Apr 2021 19:14:57 GMT

Hi @floridavwrental and welcome to the Seller Community! It takes somewhere between 3-5 business days for Square to know if the ACH transaction is successful or not. We typically see them coming in on the 4th business day after the buyer initiates the payment. You will receive an email informing you of this timeline.

During this period, the Invoice will show as pending. if the payment completes and we receive the money from the buyer’s bank account, the invoice status will turn to paid. If the transaction is not successful, then the invoice will go back to “outstanding” or “overdue” status.

I hope this helps! Let me know if you have any other questions. 🙂

Re: I need to be able to process ACH payments

MRPH0T0 — Tue, 27 Apr 2021 20:17:27 GMT

I noticed that this option is not available if I select split payment using the deposit or Split balance into milestones. Is this something that you are working on and will be available soon?

Re: I need to be able to process ACH payments

AshleyK — Tue, 27 Apr 2021 20:47:10 GMT

@MRP0T0 we don't have a timeline for that, unfortunately. Because this is a new product, it's possible they will be releasing more updates for it soon, but that can still take a few months, depending on the workload involved for engineering. I will share your thoughts with them for sure, though!!

Re: I need to be able to process ACH payments

EnergyDance18 — Mon, 12 Jul 2021 23:38:12 GMT

Is there anyway as a business we put in this information? We run a dance studio and parents would rather us just set it up because they are so busy. Is there away we can do it but they get an email when its paid?

Payouts with Square Checking

NeoshoFM — Wed, 29 Dec 2021 15:29:20 GMT

I am considering signing up with the Square checking account. Before I do, does anyone know if I am able to pay people directly through either ACH or direct deposit to other people's accounts without using the debit card? I will need to make multiple and frequent payouts to other people. Does Square checking have a bill pay option for sending checks to others too?

Re: Payouts with Square Checking

JJ_ — Fri, 31 Dec 2021 15:39:36 GMT

Hello @NeoshoFM 👋

On Square Banking can use your account and routing numbers to pay bills and add funds. However, this is mostly intended to pay bills and not to pay individuals at this time. You can learn more about Square Banking and its offerings here. I hope this information is helpful!

P.S. Welcome to the Seller Community ✨

Re: I need to be able to process ACH payments

WPRHR — Wed, 20 Jul 2022 14:36:42 GMT

I am trying to activate the ach option in my setting but a dropdown does not dropdown for me to go to invoices??