thread Do Square Loans Show up on Personal Credit Reports? in Banking With Square

Do Square Loans Show up on Personal Credit Reports?

carriedphoto — Sat, 20 Sep 2025 12:32:50 GMT

The title of this thread has been edited by a Square Moderator from the original: "Square Loan Show up on Personal Credit Report?"

Hi - Does anyone know if a square business loan will show up on your personal credit report? We are in the process of refinancing our house and if it does I have to cancel is asap. I called and the guy on the phone was NO help at all. Thanks!

Re: Square Loan Show up on Personal Credit Report?

Donnie-M — Fri, 04 Mar 2022 11:59:59 GMT

@carriedphoto are you talking about square capital loans?

Those are tied to your business and I don't think they report to the three major credit unless you defaulted and didn't pay or went out of business and it went to collections. It is an internal loan that goes against your "business".

Re: Square Loan Show up on Personal Credit Report?

kenNC — Wed, 17 Aug 2022 23:58:34 GMT

Right though?! They'll report it if it's negative, but not if it's positive? I don't get that.