Once Square disputes are resolved, do they still affect your loan eligibility?

beauty0707 — Sat, 20 Sep 2025 12:25:49 GMT

I have a client purchase a fraudulent gift card, using multiple different cards in separate payments to do so. Of course, now they are all being disputed, other than a few I manually refunded once I realized what was happening. Now I have "needs work" on my account activity because of the multiple disputes. How does this work or will I stay ineligible because of them?

Re: Once Square disputes are resolved, do they still affect your loan eligibility?

TheRealChipA — Thu, 01 Feb 2024 15:19:04 GMT

Hi @beauty0707. All cases are different because all disputes are different. If you haven’t already, you’ll need to reach out to the Loan support folks using this direct contact information. They should be able to assist you. Having said that, since disputes affect your gross card sales ultimately, depending on the total amount of that fraud, it might be a while. I’ve never seen anything in Square help that specifies durations. It depends on how much the fraud impacted your real card processing volume, I would imagine. Hopefully, Loan Support can give you a better idea about your exposure.

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Once Square disputes are resolved, do they still affect your loan eligibility?

Re: Once Square disputes are resolved, do they still affect your loan eligibility?