https://community.squareup.com/t5/Banking-With-Square/Square-loan/m-p/735006#M2014 <P>You summed up the mystical cloud perfectly lol <span class="lia-unicode-emoji" title=":slightly_smiling_face:">🙂</span></P> Fri, 14 Jun 2024 14:48:56 GMT Stacelyn24 2024-06-14T14:48:56Z https://community.squareup.com/t5/Banking-With-Square/Square-loan/m-p/734801#M2012 <P>When did you get a new offer for a loan? Was is it when you paid the loan off or when you reached a certain percentage of it paid off?</P> Sat, 20 Sep 2025 12:23:19 GMT https://community.squareup.com/t5/Banking-With-Square/Square-loan/m-p/734801#M2012 Elishaamber2 2025-09-20T12:23:19Z https://community.squareup.com/t5/Banking-With-Square/Square-loan/m-p/734824#M2013 <P><a href="https://community.squareup.com/t5/user/viewprofilepage/user-id/674911">@Elishaamber2</a>&nbsp;You have reached the mystical cloud in the sky as far as topics with answers.&nbsp; The simple answer is it varies.&nbsp; Anecdotal stories show some people get offers around 80%.&nbsp; Others who have had multiple loans won't get an offer.&nbsp; The algorithm that controls those offers has a lot of factors including account age, transaction volume, chargebacks, transaction amounts, etc.&nbsp; Too many to just have a 1 way answer.</P><P>&nbsp;</P><P>I wish I could be more specific.&nbsp; I have offers all the time, but I have never used the program.&nbsp; But I have seen lots of threads of people who have.</P> Thu, 13 Jun 2024 17:50:21 GMT https://community.squareup.com/t5/Banking-With-Square/Square-loan/m-p/734824#M2013 Donnie-M 2024-06-13T17:50:21Z https://community.squareup.com/t5/Banking-With-Square/Square-loan/m-p/735006#M2014 <P>You summed up the mystical cloud perfectly lol <span class="lia-unicode-emoji" title=":slightly_smiling_face:">🙂</span></P> Fri, 14 Jun 2024 14:48:56 GMT https://community.squareup.com/t5/Banking-With-Square/Square-loan/m-p/735006#M2014 Stacelyn24 2024-06-14T14:48:56Z