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    <title>thread Square Loans: At What Percentage Did Your NEXT Offer Show Up? in Banking With Square</title>
    <link>https://community.squareup.com/t5/Banking-With-Square/Square-Loans-At-What-Percentage-Did-Your-NEXT-Offer-Show-Up/m-p/849211#M14198</link>
    <description>&lt;P&gt;&lt;SPAN&gt;I know there’s no magic percentage that guarantees another Square Loan offer, but after reading so many loan discussions here, I’m genuinely curious about everyone’s actual experience.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I’ve had multiple Square Loans, and with my current loan I’m already at &lt;/SPAN&gt;&lt;SPAN&gt;61% paid&lt;/SPAN&gt;&lt;SPAN&gt; since taking it out on &lt;/SPAN&gt;&lt;SPAN&gt;July 13th&lt;/SPAN&gt;&lt;SPAN&gt;. I personally don’t make extra payments or pay my loans off early. I let my normal Square sales make the payments because I prefer keeping everything tied to my regular processing and letting the loan pay down naturally.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Of course I’ve reached the point where I’m starting to &lt;span class="lia-unicode-emoji" title=":eyes:"&gt;👀&lt;/span&gt; that Loans section again. &lt;span class="lia-unicode-emoji" title=":face_with_tears_of_joy:"&gt;😂&lt;/span&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;So for those of you who have received multiple Square Loans:&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;• What percentage was your existing loan paid when your next offer appeared?&lt;/SPAN&gt;&lt;SPAN&gt;&lt;BR /&gt;&lt;/SPAN&gt;&lt;SPAN&gt;• Did your new offer come before your previous loan was completely paid off?&lt;/SPAN&gt;&lt;SPAN&gt;&lt;BR /&gt;&lt;/SPAN&gt;&lt;SPAN&gt;• Did you notice an increase in processing/sales before the offer appeared?&lt;/SPAN&gt;&lt;SPAN&gt;&lt;BR /&gt;&lt;/SPAN&gt;&lt;SPAN&gt;• For those who paid a loan off early, did another offer come quickly afterward or did you end up waiting?&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I know every business is evaluated differently and someone else’s experience doesn’t predict when another seller will receive an offer. I just thought it would be interesting to compare our &lt;/SPAN&gt;&lt;SPAN&gt;real-world experiences&lt;/SPAN&gt;&lt;SPAN&gt;.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;And with some sellers now talking about Cash Flow Boost offers too, I’m especially curious whether anyone has noticed their usual Square Loan pattern changing recently.&lt;/SPAN&gt;&lt;/P&gt;</description>
    <pubDate>Thu, 10 Sep 2026 18:46:22 GMT</pubDate>
    <dc:creator>kacey_k</dc:creator>
    <dc:date>2026-09-10T18:46:22Z</dc:date>
    <item>
      <title>Square Loans: At What Percentage Did Your NEXT Offer Show Up?</title>
      <link>https://community.squareup.com/t5/Banking-With-Square/Square-Loans-At-What-Percentage-Did-Your-NEXT-Offer-Show-Up/m-p/849211#M14198</link>
      <description>&lt;P&gt;&lt;SPAN&gt;I know there’s no magic percentage that guarantees another Square Loan offer, but after reading so many loan discussions here, I’m genuinely curious about everyone’s actual experience.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I’ve had multiple Square Loans, and with my current loan I’m already at &lt;/SPAN&gt;&lt;SPAN&gt;61% paid&lt;/SPAN&gt;&lt;SPAN&gt; since taking it out on &lt;/SPAN&gt;&lt;SPAN&gt;July 13th&lt;/SPAN&gt;&lt;SPAN&gt;. I personally don’t make extra payments or pay my loans off early. I let my normal Square sales make the payments because I prefer keeping everything tied to my regular processing and letting the loan pay down naturally.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Of course I’ve reached the point where I’m starting to &lt;span class="lia-unicode-emoji" title=":eyes:"&gt;👀&lt;/span&gt; that Loans section again. &lt;span class="lia-unicode-emoji" title=":face_with_tears_of_joy:"&gt;😂&lt;/span&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;So for those of you who have received multiple Square Loans:&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;• What percentage was your existing loan paid when your next offer appeared?&lt;/SPAN&gt;&lt;SPAN&gt;&lt;BR /&gt;&lt;/SPAN&gt;&lt;SPAN&gt;• Did your new offer come before your previous loan was completely paid off?&lt;/SPAN&gt;&lt;SPAN&gt;&lt;BR /&gt;&lt;/SPAN&gt;&lt;SPAN&gt;• Did you notice an increase in processing/sales before the offer appeared?&lt;/SPAN&gt;&lt;SPAN&gt;&lt;BR /&gt;&lt;/SPAN&gt;&lt;SPAN&gt;• For those who paid a loan off early, did another offer come quickly afterward or did you end up waiting?&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I know every business is evaluated differently and someone else’s experience doesn’t predict when another seller will receive an offer. I just thought it would be interesting to compare our &lt;/SPAN&gt;&lt;SPAN&gt;real-world experiences&lt;/SPAN&gt;&lt;SPAN&gt;.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;And with some sellers now talking about Cash Flow Boost offers too, I’m especially curious whether anyone has noticed their usual Square Loan pattern changing recently.&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 10 Sep 2026 18:46:22 GMT</pubDate>
      <guid>https://community.squareup.com/t5/Banking-With-Square/Square-Loans-At-What-Percentage-Did-Your-NEXT-Offer-Show-Up/m-p/849211#M14198</guid>
      <dc:creator>kacey_k</dc:creator>
      <dc:date>2026-09-10T18:46:22Z</dc:date>
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