https://community.squareup.com/t5/Banking-With-Square/Loans/m-p/849037#M14162 <P>I had an offer for 42,000 and when I paid off my existing loan early, that offer disappeared. Then they gave me a new offer for 4,700. This is ridiculous. Sales are strong, etc. That is close to a 40,000 drop. Makes no sense. All loans paid back early, please advise? I like square but may revisit other platforms as a result.</P> Mon, 07 Sep 2026 14:35:14 GMT JW10 2026-09-07T14:35:14Z https://community.squareup.com/t5/Banking-With-Square/Loans/m-p/849037#M14162 <P>I had an offer for 42,000 and when I paid off my existing loan early, that offer disappeared. Then they gave me a new offer for 4,700. This is ridiculous. Sales are strong, etc. That is close to a 40,000 drop. Makes no sense. All loans paid back early, please advise? I like square but may revisit other platforms as a result.</P> Mon, 07 Sep 2026 14:35:14 GMT https://community.squareup.com/t5/Banking-With-Square/Loans/m-p/849037#M14162 JW10 2026-09-07T14:35:14Z https://community.squareup.com/t5/Banking-With-Square/Loans/m-p/849053#M14167 <P>hi&nbsp;<a href="https://community.squareup.com/t5/user/viewprofilepage/user-id/346608">@JW10</a>&nbsp;</P><P>did you pay off your existing loan "early" through CC sales or a manual payment.&nbsp; &nbsp;I would say 90% of Square customers pay their loans off earlier than the amount of months that are allowed.&nbsp;&nbsp;</P><P>&nbsp;</P><P>If it was a manual payment and it just cleared today I would wait another 7-10 days and see if a new offer generates.&nbsp; As we all know offers are not guaranteed to come back.&nbsp;</P><P>&nbsp;</P><P>I do remember reading over the last year here that Square has been offering significantly smaller loans to people so that they are easier to pay back and not act as a burden if something unexpected were to happen.&nbsp;</P> Mon, 07 Sep 2026 21:09:04 GMT https://community.squareup.com/t5/Banking-With-Square/Loans/m-p/849053#M14167 Minion 2026-09-07T21:09:04Z