thread Re: December 2025 Square Loans in Banking With Square

December 2025 Square Loans

beautyspabrow — Wed, 03 Dec 2025 16:13:57 GMT

This is my 18th loan with square, these loans have helped build my business tremendously since 2019. my lowest offer being 2100 to now paying off my highest of 38,900 - 80% paid off - always early pay off before the due date metrics.. I know the usual square verbiage "no guarantee of an offer, must be 3/4th paid for any hopes" etc.. just wondering if anyone please in similar shoes as me, has seen an offer in December yet? I desperately need this holiday boost , all metrics green and I could almost swear id have one by now .. usually I hit from lowest 54% to highest 87% but majority have been BEFORE hitting 80%... getting anxious. Anybody getting a loan recently?

Re: December 2025 Square Loans

Hope88 — Wed, 03 Dec 2025 19:04:21 GMT

Paid off 2nd loan with Squate on October 28 and still no offer. All metrics are green. Been patiently waiting on an offer. Hopefully it will come soon as this has helped my business out as well.

Re: December 2025 Square Loans

Kemonroe — Wed, 03 Dec 2025 21:05:20 GMT

I received my last loan when I had the other 48% paid off July 2025. I’m at 50% paid off now on the current loan and I’m waiting too.

Re: December 2025 Square Loans

Hasay — Fri, 05 Dec 2025 12:25:51 GMT

I’m at 86 % paid on a 31k loan and still no offer I have had about 12 loans with square and it sucks waiting hopefully we will get an offer soon!!

Re: December 2025 Square Loans

kacey_k — Sat, 06 Dec 2025 03:45:53 GMT

I’m currently at 85% or maybe it’s 88% now anywho paid off on my 3rd and largest loan to date and really hoping to see one this month. My inventory is low and Christmas bundles I like to sell aren’t cheap to gather. Here’s to us getting an offer soon 🤞🤞

Re: December 2025 Square Loans

kacey_k — Sat, 06 Dec 2025 03:47:56 GMT

My 2nd loan came in 20 days after I paid off my 1st loan and then outta nowhere at 58% my 3rd offer (current) came in. I’m currently sitting around 85-88% was off for a week due to holiday and sickness so it’s got me now in dreaded “needs improvement” metric 😩

Re: December 2025 Square Loans

kacey_k — Sat, 06 Dec 2025 03:50:46 GMT

Still no offer? Please keep us posted. I know loans 1-3/4 usually take the longest while the algorithm learns your patterns however I see all kinds of different things. My 3rd offer came in at 58% paid for my 2nd loan. There is sadly no rhyme or reason!!
I’ll send out all the positive jujus for you (and me 😉

Re: December 2025 Square Loans

kacey_k — Sat, 06 Dec 2025 03:53:17 GMT

Guessing by the username you’re in the beauty industry as well? Right now I need an offer so bad cause Holiday time we need to stock up on inventory. I don’t know about you but the thought of tax time coming soon has me sweating!!! The once a year wild hair colors 😳 Praying my offer is in before that cause imma need it and a vacation.
please keep us posted!!!!!!

Re: December 2025 Square Loans

beautyspabrow — Sat, 06 Dec 2025 03:56:49 GMT

No offer yet sitting at 81% now, over 1k days all week yep we're a waxing salon ... I'm getting so distraught

Re: December 2025 Square Loans

beautyspabrow — Sat, 06 Dec 2025 03:58:37 GMT

Still waiting also. I really don't think square is giving out offers! I am praying someone updates this feed to prove otherwise my business really needs the help

Re: December 2025 Square Loans

Hasay — Sat, 06 Dec 2025 17:16:29 GMT

Any offers yet? I have not had any yet!!

Re: December 2025 Square Loans

beautyspabrow — Sat, 06 Dec 2025 17:26:57 GMT

Nothing

Re: December 2025 Square Loans

Kemonroe — Sat, 06 Dec 2025 17:35:43 GMT

Nothing for me yet either

Re: December 2025 Square Loans

kacey_k — Sat, 06 Dec 2025 19:25:06 GMT

Nothing for me as well

Re: December 2025 Square Loans

Lemoncircle — Sat, 06 Dec 2025 20:37:32 GMT

Not to get anyone’s hopes up, But i just received an offer. Only 62% paid off. last time i didnt get an offer until i was in the 90ish percent paid off. This would be the 4th paid off, now 5th loan in total so far. This one was about $4,000 higher than the last.

Re: December 2025 Square Loans

beautyspabrow — Sat, 06 Dec 2025 20:39:02 GMT

Did you just get the offer today Saturday?

Re: December 2025 Square Loans

Lemoncircle — Sat, 06 Dec 2025 20:41:16 GMT

Yes. Offer, Application, Approval and deposit today.

Re: December 2025 Square Loans

beautyspabrow — Sat, 06 Dec 2025 21:55:50 GMT

How did you get deposit today?

Re: December 2025 Square Loans

Lemoncircle — Sat, 06 Dec 2025 21:59:56 GMT

Im not sure, I was actually shocked i even got an approval today to be honest. Last time i got an offer on a Saturday, it didn’t process until Monday.

Re: December 2025 Square Loans

beautyspabrow — Sat, 06 Dec 2025 22:01:45 GMT

Did you use the square checking account / square balance or your bank account?