thread Re: 85% Repaid & Crushing Sales – When Does the Next Offer Drop? in Banking With Square

85% Repaid & Crushing Sales – When Does the Next Offer Drop?

Mtnmama429 — Sat, 20 Sep 2025 12:07:06 GMT

Hi everyone,

I’m already 85% repaid, way ahead of schedule, and all my metrics are looking green and good. For those who’ve been in this spot — how quickly did your next offer show up?

Thanks!

Re: 85% Repaid & Crushing Sales – When Does the Next Offer Drop?

VanKalkerFarms — Sat, 16 Aug 2025 20:55:27 GMT

There isn't a set time it will trigger, as much as it would be nice if there were. Some could get offers at say 70% and others not for months after repayment.

Re: 85% Repaid & Crushing Sales – When Does the Next Offer Drop?

Twpchair — Sun, 17 Aug 2025 16:13:34 GMT

Congratulations on the sales and @VanKalkerFarms was 100% accurate. Just keep pushing those numbers!

Re: 85% Repaid & Crushing Sales – When Does the Next Offer Drop?

VLPSEP — Tue, 19 Aug 2025 01:25:11 GMT

Unfortunately same situation on my end. Card transactions are up 25% YoY and I just got an offer at 89% for HALF of the previous loan amount I’m currently paying off.

Re: 85% Repaid & Crushing Sales – When Does the Next Offer Drop?

Adalynn — Wed, 20 Aug 2025 18:29:08 GMT

Hi @Mtnmama429 !

Appreciate you taking the time to post.

The factors listed on the eligibility page are key factors we consider to help you understand our process. We can’t guarantee a loan offer even if the key factors displayed on the eligibility page show all “Good.”

We will continue to review your account daily for loan eligibility. If you become eligible, you’ll be notified directly on your Square Dashboard and through email.

Don’t hesitate to contact us directly if you have further questions or concerns!

Re: 85% Repaid & Crushing Sales – When Does the Next Offer Drop?

Twpchair — Thu, 21 Aug 2025 11:55:38 GMT

Unfortunately, everyone here has been on that roller coaster of offers. In all my years and growing each year, I have had double the number of offers to the next one with higher sales half the offer. This is beyond our control and unfortunately above us. Square is also a business and stockholders to answer to, and books that have to balance. Does it make you or I feel any better after we've been busting our tails off no. What I do know is that each offer is different from the last and your next one might be 2x higher. I am sorry I know when you expect or assume your numbers are killing it and here comes the big one and here comes half? My advice would be to go out and pay that off in record time and see what happens. Good luck to you and I truly mean that.