thread Re: Square loan 2025 in Banking With Square

Square loan 2025

Inductionfreddy — Wed, 31 Dec 2025 06:17:55 GMT

Hey everybody good evening. I’ve been processing with for a while and I’m pretty sure I already have the answer to my question but I just wanna see what some of you guys think. This year I got a credit card processing machine and started using them so my square sales went down for about 2 to 3 months. I recently started using swear again significantly and I just got my loan paid 83% and just got a loan option for 8500 which is less than my second loan I’m imagining this is because I didn’t process high volume with them for those two months and I had to get my metrics back in the green. Does this sound about right? I’m glad with the offer. I can definitely use it

Re: Square loan 2025

ryanwanner — Wed, 01 Oct 2025 03:17:42 GMT

Hello @Inductionfreddy !

Yeah, that sounds about right. The algorithm takes everything into consideration when determining your loan amount, and if you had a gap in sales it will bring your offer down.

Since it sounds like you're ready to reup your loan with the lower amount, the best advice I have is to keep using Square for your card payments, and provided everything else stays in the green, your next offer should be more in line with what you were expecting this time.

Re: Square loan 2025

Inductionfreddy — Wed, 01 Oct 2025 03:34:20 GMT

That’s kind of what I figured, but thanks!

Re: Square loan 2025

Twpchair — Wed, 01 Oct 2025 10:35:12 GMT

The nice thing is, you know what you have to do to get those offers back up there, and that's start swiping and increasing the numbers. Use the metrics to keep track; they are a great tool for us, but they are not guaranteed. You will get back up there!

Re: Square loan 2025

Inductionfreddy — Wed, 01 Oct 2025 10:52:36 GMT

Yes absolutely ! I kinda figured it would happen but im on my 3erd loan and they have helped my buisness i usually renewed about 75 percent so i was a lottle worried bit it came through a bit later because a dip in sales so i get that we will just keep trucking along!